Uniting DeFi and CeFi
JOIN is a new CeDeFi approach to decentralized finance that combines the best of both worlds — DeFi and CeFi. The result is a unique hybrid platform that offers a wide range of benefits to users, including… a Smart Wallet !
By leveraging CeDeFi on the JOIN Application, we will offer DeFi services such as:
1:1 lending protocol (JOIN_LENDING)
AMM Liquidity Optimisation Management (JOIN_YIELD)
Liquid staking
Stablecoin module
RWA yield
More to come…
CeDeFi on Arbitrum
The term was first introduced by Changpeng Zhao, the CEO of Binance, in 2020 when the Binance Smart Chain was launched.
It provides users with the benefits of DeFi while also offering the control of centralized operations on CeFi through a regulated market.
One of the advantages of CeDeFi is its added layer of security compared to DeFi. It’s not solely dependent on the blockchain and merges the best features of both DeFi and CeFi to provide users with an enhanced experience.
CeDeFi is known for its higher accessibility, allowing anyone with an Ethereum wallet to use it. It also offers more flexibility by allowing for the development of various derivative products using centralized and decentralized protocols.
CeDeFi protocols have a fail-safe mechanism that is resistant to single points of failure.
Additionally, CeDeFi can communicate with a variety of Ethereum-based protocols, providing interoperability.
JOIN offers a single interface to find all the interesting DeFi investments.
It’s time to merge all aspects of DeFi into a single app.
Smart Wallet
You don’t need to understand crypto or DeFi to Join our app and start investing. There are no mysterious seed phrases or complex procedures to remember and store, and no gas fees.
Our wallet is non-custodial
JOIN will never hold your funds
JOIN will have no access to your funds
People will have full control over their own funds
Secure and easy to set up: Simple password login (+2FA) and social recovery for private keys (more information to come…)
No gas fees
Our Wallet will be the first to allow gasless DeFi services.
Many interactions are gasless, for the few fees you might pay, these can be paid in stablecoin (or another token).
We are using Ethereum’s new updates on “Account Abstraction”:
Account abstraction | ethereum.org
We think this integration is the missing link for mass adoption, breaking the psychological barriers that prevent people from buying Bitcoin, Ethereum and entering the complex crypto world.
A hub for the DeFi space
JOIN will also offer easy deployments for DApp developers who can use future cross-finance functionalities by swiftly integrating their applications to our ecosystem.
The JOIN ecosystem has been created to boost users’ rewards with real yield.
We also want to simplify financial opportunities whether you’re a person or a big institution by leveraging unique certifications in DeFi to enhance security and transparency, paving the way for a regulated environment.
Our goal is to integrate our solutions inside thousands of apps and services. We want to recreate a new financial system, accessible for people worldwide, companies whatever their size, and institutions.
A financial world merging off-chain and on-chain data in one place.