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Fully On-Chain Banking Platform

Your financial companion app

JOIN is the ultimate financial app designed to bridge the gap between TradFi and DeFi for crypto-curious users, those who lack trust in traditional banking, and anyone seeking full control over their finances through a self-custodial solution.

ALL users

JOIN SMART WALLET

Forget about bridging and managing gas!

Store, trade, top up, and cash out over 10,000 cryptoassets with a single tap, and invest in optimized DeFi yields—all from the convenience of your pocket.

Live now!

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  • Buy, sell, and swap cryptoassets easily

  • One-tap cross-chain transactions

  • Instant top-up and cash-out

  • Best optimized yields

  • Connect to dApps

  • Self-custodial and compliant

  • Optimal security architecture

  • Fraud protection

  • 10,000+ cryptoassets available

  • No complex gas fees management

  • Personal vIBAN

  • Easy tracking of the latest crypto trends

  • Gamified app: unlock rewards

  • Always recoverable

  • No seed-phrase

  • Low fees

ALL users

fully on-chain Web3 banking platform

JOIN is set to become a fully on-chain Web3 banking platform, offering users a Web3 IBAN to receive digital fiat. This service will integrate with Gnosis Pay, enabling everyday purchases via a payment card.

Users will have the option to convert e-money to GBP or USD, with on and off-ramp services provided free of charge.

The initial rollout is planned for Europe, Switzerland, and the United Kingdom.

Launching in 2025

Businesses

White-Labeled WaaS Infrastructure

Our Wallet-as-a-Service (WaaS) API provides secure, scalable digital asset wallet solutions for businesses and institutions, enabling efficient and compliant management of cryptoassets while seamlessly integrating Web3 and DeFi services.

Launching in 2025

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  • Accept digital assets as payment

  • Store, transfer, buy, and swap digital assets

  • One-tap access to DeFi and Web3

  • 20x faster than building a wallet in-house

  • Gas-abstraction

  • Self-custodial and compliant

  • Optimal security architecture

  • Simplified global transactions

  • Loyalty programs, rewards and incentives

  • Legally-backed digital assets

  • Customizable interface tailored to your brand

  • Blockchain-agnostic

  • Always recoverable

  • No seed phrase

institutions

CUSTOMIZABLE Investment PLATFORM

JOIN provides a comprehensive suite of services for digital asset management and investments, enhancing support for asset managers and administrators in both digital and traditional finance sectors.

Launching in 2025

  • Customizable DeFi strategies

  • Traditional investments (stocks)

  • Regulated fund structure setup

  • Multiple custody solutions

  • 24/7 Proof-of-Reserves

  • Tokenization of fund shares

  • Private equity (VC)

  • Unregulated fund structure setup

  • Independent dashboard

  • AML compliance